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Insurance & Finance · FADP · FINMA-aware

The AI assistant that pre-qualifies claims in structured form

Odeo guides policyholders 24/7 through policy questions, claim notifications, and standard processes — with clear boundaries to advisory obligations and data hosted in Switzerland.

  • Capture claim notifications in structured form, no advisory promises
  • Escalation to claim adjuster via email, SMS, Slack
  • Hosting and data residency in Switzerland
  • FADP- and GDPR-compliant, Made in Switzerland
  • Built in-house by Sidora AG, Winterthur
Insurance Assistant
Online · Insurance
Good day, my car was damaged on the parking lot yesterday — large scratch, perpetrator unknown.
Good day. I'm sorry. I will capture the claim in structured form for our claims department. Please tell me: 1. Exactly when (date, time, location)? 2. Did you notify police? For damages by unknown third parties, a police report is required for partial-coverage acceptance.
May 12, around 2 PM, Migros parking lot Winterthur. Yes, police was there, report no. 24/12345.
Thank you. Please also upload 2-3 photos of the damage and your insurance card. Your claim with police report no. 24/12345 will immediately go to our processing team. You will receive confirmation within 2 working days with claim number and next steps.
Type a message…

Sample conversation — real responses are based on your content.

–73%
hotline load
in claim peaks
+ 4 min
per claim
saved via structured intake
< 30 sec
first response
even at 3 AM
0%
advisory
clear regulatory boundary

Where insurers and banks struggle today

The claims season comes unannounced. Sunday's hailstorm means 800 calls Monday morning.

Peaks mean undersupply

Hail, flood, storm: 1,000+ claims overnight. The hotline collapses, policyholders wait 30 minutes — bad experience in a claim event.

Policy questions block advisory hours

What is my deductible? How do I change my address? How do I cancel? — standard questions clog appointments reserved for advisory.

Claim notifications arrive unstructured

Email saying "my car was damaged" — and nothing more. The adjuster has to ask: when, where, police, photo? Time costs money.

Regulation is constant

FINMA awareness, FADP, ICA, BaFin interfaces — insurers and banks can't afford a chatbot that suggests advice or hosts data in the US.

What Odeo handles for insurers

Odeo is not a claim adjuster and not an advisor. Odeo is the structured pre-layer that massively accelerates the ramp-up of human work.

Claim notification with completeness check

Date, time, location, facts, police report, photos, witnesses, estimated damage, bank details — Odeo guides through structured intake and accepts only valid notifications.

Policy self-service

Deductible, coverage, address change, beneficiary, contract renewal — Odeo knows your standard policies and answers policyholder questions directly.

First-advisory lead qualification

Prospect wants household, liability, life insurance — Odeo structures need, life situation, family status and hands a qualified lead to the broker.

Hotline relief in peaks

During a hailstorm, 80% of callers come in with the same question ("how do I report car hail damage?"). Odeo unloads the hotline and accelerates intake.

Multilingual first communication

Policyholders write from Ticino, Romandy, Graubünden — Odeo automatically switches to the policyholder's language without back-office translation staff.

Escalation by claim amount

Claim < CHF 5,000 → standard processing. Claim > CHF 50,000 → immediately to senior inspector via SMS. You define the thresholds.

Built specifically for Swiss insurers and banks

Data hosting in Switzerland is not nice-to-have in financial services — it is regulatory necessity.

Data hosting in Switzerland

Hosting and processing exclusively in Swiss data centres. Built in-house by Sidora AG, no US cloud risk, fully FADP-compliant.

Clear advisory boundaries

Odeo gives explicitly no insurance or investment advice. Answers are limited to structuring, policy self-service, and standard processes. No FINMA/BaFin collisions.

Escalation by claim amount

Minor claim to processing, mid to senior, major directly to claims lead via SMS. You define thresholds and escalation channels.

Peak scaling

In nature events, requests multiply tenfold overnight. Odeo scales without surcharge and unloads the hotline exactly when it most needs it.

+ Made in Switzerland

Built in-house by Sidora AG, Winterthur

Odeo is not a white-label ChatGPT. Odeo was built by Sidora AG in Winterthur — with Swiss data residency, RAG architecture against hallucinations, and 7 roles that respond like humans. Configured specifically to your industry, your tone, your standards.

  • Hosting, processing, and backups in Swiss data centres
  • RAG architecture: answers exclusively from your knowledge base
  • 7 roles: sales, advisor, support, customer service, knowledge, booking, concierge
  • Customizable design templates, colors, icons, position on the site
  • Escalation rules via email, SMS, phone, Slack, Teams
  • Automated lead capture with structured CRM push
Swiss servers
Data never leaves Switzerland. Backup, processing, hosting — all in CH.
RAG architecture
No hallucinations. Answers only from your own content.
30+ languages
Auto-detection of visitor language. DE, FR, IT, EN, and more.
7 roles
Configurable to your industry and use case.

Common questions in Insurance & Financial Services

Answers to the questions you are asking right now.

Does Odeo give insurance or investment advice?
No. Odeo gives explicitly no advice within the meaning of ICA, FinSA, MiFID, or similar regulations. The tasks are: pre-capture claim notifications in structured form, answer policy standard questions from your published terms, and route leads in structured form to your brokers. This protects you from regulatory risks.
How is data hosting in Switzerland ensured?
Hosting, processing, and backups are performed exclusively in Swiss data centres. Sidora AG is a Swiss provider based in Winterthur. Conversation data is not used to train external models — only to improve your own bot. Fully FADP- and GDPR-compliant.
Can Odeo close claim notifications fully automatically?
Odeo captures claim notifications in structured and complete form (date, location, facts, police report, photos, estimated damage) and hands them to the claim system. The final claim review and payout decision remains with the human processor — but you save 4-8 minutes per case in pre-intake.
Can Odeo integrate with our claim system?
Yes, from the Enterprise plan via webhook integration with common claim systems (Adcubum SYRIUS, INDIVA Mobiliar, AS400 interfaces, REST APIs). By default, claim notifications are handed in structured form via email or to the CRM.
How does Odeo handle claim peaks (hail, storm)?
Odeo scales linearly without surcharge. During a hailstorm with 1,000+ claims overnight, Odeo unloads your hotline exactly when under maximum pressure. Despite high volume, policyholders are first-handled in under 30 seconds.
Who is liable if Odeo gives wrong policy information?
Odeo answers exclusively from your knowledge base (policy terms, brochures, FAQ). If the bot finds no answer, it says so honestly and refers — instead of inventing one. You can additionally define disclaimers and escalation rules so complex or doubtful inquiries always go to humans.

Unload the hotline — buffer claim peaks

Let Odeo pre-capture claim notifications in structured form and answer policy questions directly. With data hosted in Switzerland, without regulatory risk.

Swiss data hosting · Made by Sidora AG · Live in under 30 minutes